2017
3,00,000+ Clients
₹1,000+ Crore
₹1,000+ Crore
Building Opportunities Through Financial Inclusion and Enterprise Development .
Transforming Financial Inclusion Through Trust , Innovation and Impact
Reaching the Unreached
We extend responsible financial services to first-time borrowers and underserved communities, creating access to opportunities that foster self-reliance, economic participation, and sustainable growth.
Empowering Aspirations
From women-led groups to emerging entrepreneurs and growing enterprises, we provide financial solutions that help individuals transform ambitions into successful and sustainable ventures.
Technology & Governance
Supported by experienced leadership, robust risk controls, paperless operations, and advanced technology platforms, we deliver secure, transparent, and efficient financial services with exemplery governance.
People Driven, Impact Focused
Our young and motivated workforce is committed to improving lives through financial inclusion, community engagement, continuous learning, and meaningful socio-economic impact.
Start Your Journey Towards
Empowering Lives Through Trusted Support
For Mrs. Rita Jha, a renowned Madhubani Painting Artist from Bihar, art is not merely a tradition but a source of dignity and livelihood. Inspired by her mother-in-law, she mastered the centuries-old craft through dedication and perseverance, preserving the rich cultural heritage of Mithila.
With growing confidence and entrepreneurial spirit, Rita transformed her artistic talent into a sustainable source of income. Access to financial support and continuous encouragement enabled her to expand her work, strengthen her family’s financial stability, and inspire other women in her community to pursue self-reliance through traditional skills.
Today, Rita proudly carries forward her legacy while contributing to the local economy through her craftsmanship. Her journey exemplifies how financial inclusion, entrepreneurship, and cultural preservation can together create sustainable livelihoods and lasting social impact.
“When tradition is empowered with opportunity, art becomes a pathway to prosperity.”
For Mrs. Jyoti Devi of Samastipur, Bihar, financial inclusion became the foundation of a brighter future. A mother of two, she and her husband struggled to sustain a small general store due to limited capital and declining income.
Through Adi Chitragupta Finance Limited (ACFL), Jyoti accessed her first Joint Liability Group loan, enabling her to strengthen the business and restore financial stability. After successfully repaying the loan, she expanded further with additional support, diversified into dairy farming, and created a steady source of income for her family.
Today, Jyoti proudly supports her household, educates her two children, and dreams of establishing one of the leading retail stores in her locality. Her inspiring journey demonstrates how responsible finance, determination, and entrepreneurship can transform livelihoods and create lasting economic empowerment.
“When opportunity meets determination, families prosper and communities thrive.”
For Mrs. Nutan Devi of Begusarai, Bihar, a simple sewing skill became the foundation of financial independence. Passionate about tailoring, she began stitching clothes for women in her village, but the lack of a sewing machine limited her ability to meet growing demand, especially during festive and wedding seasons.
Through the Joint Liability Group model of Adi Chitragupta Finance Limited (ACFL), Nutan accessed financial support that enabled her to purchase sewing machines and essential equipment. Today, she not only stitches garments but also procures fabric and sells finished products, creating a sustainable source of income for her family.
Her success has inspired many young girls in her village to learn tailoring, and she now dreams of establishing a small training centre to nurture local talent. Nutan’s journey is a testament to how responsible finance and determination can transform skills into sustainable livelihoods and community empowerment.
“When skills are empowered with opportunity, self-reliance becomes a way of life.”
Inside The ACFL Newsroom
Televisions tell you a story: Why Bi… 29 February 2020
Financial Planing FAQ’s
Common questions on financial planning and investing
What should a financial plan include?
A solid financial plan ought to cover a thorough look at your personal goals and aspirations, alongside an evaluation of your investment holdings. It should map out your expected income and expenses both before and after retirement, weigh the pros and cons of different retirement and investment account options, and outline strategies for retirement preparation, tax efficiency, charitable contributions, and safeguarding your assets through insurance.
On top of that, it should offer clear, actionable advice and steps to turn your goals into reality. To guide you toward the best decisions, a good plan will also lay out a variety of potential scenarios—plus some alternative ones—for you to consider.
Can you help me plan for retirement?
Retirement age varies widely from person to person. The big question is whether you’ve got enough saved up to support the lifestyle you’re aiming for, especially since retirement could stretch on for 30 years or longer. Your income during those years will likely come from a mix of sources: retirement accounts and savings, a pension if you have one, brokerage accounts, Social Security payments, annuity income if you’ve set that up, and any other investments you’ve built over time.
What is your investment philosophy?
We base our investment approach on evidence and decades of market history, not guesswork about the future. Research shows market timing doesn’t work. Instead, we focus on what you can control: risk, asset allocation, costs, and taxes. Emotional decisions often hurt long-term returns, so we aim to avoid those pitfalls.
Diversification lowers risk—not just by holding many assets, but by mixing company sizes, sectors, and balancing stocks and bonds. Risk can’t be erased, but it can be managed.
We keep expenses low with cost-effective mutual funds and ETFs, since high fees can erode even a well-diversified portfolio’s gains.
Taxes matter too. While unavoidable, they can be minimized with a smart, tax-aware strategy.
Will I have a dedicated advisor?
Absolutely, you’ll have your own personal advisor. At Execor, we’re all about building a strong, one-on-one connection between you and your advisor. We know everyone’s financial path is different, so we pair every client with a dedicated advisor who’s focused on getting to know you and helping you reach your unique financial goals.
