Mrs. Jyoti Devi, aged 33, mother of 2 children resides in a small village of Samastipur district in Bihar. Her story clearly depicts that if a woman decides she can not only support her family in daily chores activity but she can also support them financially.
3-4 years back, in order to support her family's basic needs, she along with her husband had set up a small general store in the same village but with limited resource, they struggled to generate enough income and the situation had become so worst that they were in the position of disposing of the store. Witnessing the deteriorating financial situation of her family she consulted a few of the relatives and neighbors to seek financial support but failed. During this course of time, she met a group of women who were associated with "Adi Chitragupta Finance Limited" and understood the process and decided to be a customer of ACFL. She met the Loan officers of ACFL, who provided her complete information about the group loan, group responsibilities, benefits and also explained how the ACFL loan helps women to improve their financial situation.
Initially, she took a loan of Rs. 25000 from ACFL and invested in her shop and within one year she repaid her first loan through her monthly income of Rs. 6000 and took another loan of Rs. 30000. Now she not only generates income by running her general store but also owns a cow, whose milk is being sent to the nearest milk collection center. With a constant flow of income, she is also able to send both her children, 2 boys of 14 and 12 years to school and wants to give them good education for a better life ahead. She is proud of being associated with ACFL and able to financially support her husband in generating income for the family. Personally, she dreams to set up a big store in her area which is very well known in her locality.