Despite, ACFL being a start-up MFI, we have invested heavily in technology platform and technology-enabled operating procedures to increase operational and management efficiencies as well as ensure strong customer credit quality. The company works on a SaaS based platform provided by one of the best service provider in the industry. Our focus on the effective use of technology is aimed at having a complete digital and cash less process. The loan disbursements is completely cashless in the Bank account of the customers. Company is also moving towards cashless collection, without compromising on Group Meetings.